Sumtrail

Salary tax, gratuity and zakat, worked out line by line.

Free calculators for Pakistan and the UAE. Every answer shows the formula and the law it comes from, so you can check it yourself or show it to your employer.

  • Updated for Budget 2026-27
  • Full working shown with every result
  • No sign-up, your numbers stay on your phone

Salary tax calculator 2026-27

For salaried people in Pakistan, using the slabs in effect from 1 July 2026.

My salary is
Rs
Use your gross salary before tax. Leave out allowances your employer marks as exempt.

How we calculate

Each calculator follows a published rule. When a rule changes, we update the calculator and the date below.

Pakistan salary tax

Salaried slabs from the Finance Act 2026, effective 1 July 2026. The 9% surcharge on incomes above Rs 10 million no longer applies.

UAE gratuity

Federal Decree-Law No. 33 of 2021, Article 51: 21 days of basic pay per year for the first five years, 30 days after that, capped at two years of pay.

Zakat

2.5% of zakatable wealth above the silver nisab of 612.36 g. For personal questions, please ask a scholar you trust.

Loan EMI

The standard reducing-balance formula used by banks. Your bank may add fees or insurance on top.

Rules last checked: 3 October 2026

Guides

Plain-language explanations in English and Roman Urdu.

See all guides

Common questions

What are the salary tax slabs in Pakistan for 2026-27?

Up to Rs 600,000 a year is tax free. After that: 1% up to Rs 1.2m, Rs 6,000 + 11% up to Rs 2.2m, Rs 116,000 + 20% up to Rs 3.2m, Rs 316,000 + 25% up to Rs 4.1m, Rs 541,000 + 29% up to Rs 5.6m, Rs 976,000 + 32% up to Rs 7m, and Rs 1,424,000 + 35% above Rs 7m.

Rs 1 lakh salary par kitna tax lagta hai?

Rs 100,000 mahana ka matlab Rs 1,200,000 saalana. Rs 600,000 se upar wale Rs 600,000 par 1% tax, yaani Rs 6,000 saal ka ya Rs 500 mahana.

Do I get gratuity if I resign in the UAE?

Yes, if you have completed at least one year of continuous service. Under the current law, gratuity is no longer reduced when you resign.

Is my information saved anywhere?

No. The calculations run inside your browser. Nothing you type is sent to us or stored on a server.

Can I rely on this for official filing?

The results follow the published rules, but your own situation may include exemptions or deductions we don't ask about. Use this to check your numbers, and confirm with your employer, FBR or MOHRE for official cases.