How zakat is calculated
Zakat is 2.5% of the wealth you have held for one full lunar year, once that wealth is at or above the nisab.
- Add up your zakatable assets: cash at home and in the bank, gold and silver, business stock, and money others owe you that you expect to get back.
- Subtract debts that are due now.
- Compare the result with the nisab. If it is at or above the nisab, multiply it by 2.5%.
Worked example
Cash and bank Rs 500,000, gold worth Rs 300,000 and bills due of Rs 50,000 give net wealth of Rs 750,000. If this is above the nisab, zakat is 2.5% × Rs 750,000 = Rs 18,750.
What is not counted
Your home, your car, furniture, clothes and other personal items are not zakatable. Property bought to sell is counted at its current market value.
This calculator follows the common method used by most zakat guides. For questions about your own case, please ask a scholar you trust.